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You Are Eligible

Based on the answers you provided, you are eligilbe for down payment assistance.

The next step is to enter your contact information to get pre-approved for a mortgage by a Florida Homebuyer Participating Lender. 

Your lender will call you to explain the first time home buyer programs available to you.

For security purposes, your pre-qualification will expire in:

Your pre-qualification has expired!

Get Pre-Approved Now

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Frequently Asked Questions

How does someone apply for Florida Homebuyer Programs? 

Homebuyers interested in the Florida Homebuyer Programs must work with a Florida Homebuyer Participating Lender. The Lender will furnish the homebuyer with complete program guidelines, current interest rates, applicable APRs and fees and assist with the application and qualification process.

How can someone find a Florida Homebuyer Program Participating Lender?

Homebuyer are matched with participating lenders upon submission of a online application.

Does a pre-qualification guarantee approval? 

Homebuyers that meet the minimum criteria are pre-qualified. However, there are limited funds available for approval. Homebuyers are encouraged to get pre-approved and apply as soon as possible, since applications are approved on a first come first served basis. 

Does the homebuyer ever have to pay back the assistance provided? 

There are a number of Florida Homebuyer Programs available. Some are grants which are forgiven provided the homebuyer keep the home a predetermined number of years. Other programs provide funds which are repaid when the homebuyer refinances or sells their home. There are programs which act as a second mortgage with a low interest rate. There are also programs which reduce the down payment required and still others which allow the homebuyer to finance their closing costs. The lender will guide the homebuyer in selecting the best programs based on their financial goals and qualifications.

Can the Programs be used to buy a second/vacation home? 

No. To qualify for the Program, the home being purchased must become the primary residence of the homebuyer. Vacation, second homes and rentals are not eligible.

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